Tuesday, November 26, 2019

How to Manage Time Wisely for the Busy Working Mother

How to Manage Time Wisely for the Busy Working MotherHow to Manage Time Wisely for the Busy Working MotherTime management can be a difficult skill to master. In fact, many working mothers agree that there simply isnt enough time in the day to get everything done. Even the most organized working mom can become stressed out when short on time. You manage a quadruple workload daily. You try to take good care of yourself (aka self-care), youwant to take care of your family well, you have a home to keep clean and organized, and, of course, you want a career youre proud of. This heavy workload is why youre searching for the best time management strategies Well, search no more To get the most accomplished each day, use the following time management strategies on a regular basis. Make a Plan Using a Planner You know if you want to get things done you need to make a list. Making to-do lists is something youre awesome at. Its completing them that can be tricky. The key is feinschliff that to-do list is planning when youll do it. As well has to have the energy to do it. Youre going to need a good planner. If youre creative, start a bullet journal. This way all of your lists can be in one spot. If you dont have the time to draw out boxes try The Happy Planner by me my BIG ideas. If neither of these is what youre looking for decide what is important to you in your planner and find one that suits you. Next, take that to-do list and plan out your to-do list items. Take into account how much energy youll have prior to doing the task. Will this task exhaust you? Then before you try to finish another task, consider how much energy you have left over. When you realistically plan your time and energy you avoid frustration and produce better results. Set Priorities and Realistic Goals One of the most common time management mistakes is getting distracted and procrastinating. Good time management is all about staying focused. So, how can a busy mom get focused when theres so much to do? If you feel overwhelmed by your workload grab your planner, make a to-do list, then prioritize. Making this plan of attack will make you feel like things are more doable. A little bit of planning can go a long way. If youre suffering from procrastination take advice from one of the best time management gurus out there, Brian Tracy, and eat that frog. Your frog is that big task youre putting off, for whatever reason. So think about how awesome youll feel if you finish the big task. Everything else will feel so easy to do if you just ate that frog. Once you have your tasks in order stay focused. If youre working on a business presentation, dont start thinking about what youre going to cook for dinner. Instead, stay present by completing your presentation before allowing your mind to wander. If you cant stop stressing about dinner plans take a five-minute break to write down your meal plans. Then get back on track. Avoid Ineffective Multi-Tasking Many working mothers t hink you can save time by multitasking. However, multitasking has its drawbacks when you try to complete two physical tasks at once. For example, dont try to iron your suit while helping your kids pick out an outfit something or someone will get burned to the hustle.Multitasking, however, can be effective if you choose to complete only one physical task at a time, such as making a long-awaited phone call to your mother while ironing. Separate Work and Motherhood Responsibilities One of the best time management secrets is to leave parental responsibilities at home when youre at work. Similarly, when you walk in the door after work, put on your mommy hat and leave your job responsibilities at the office. If your job requires you to take home work, such as if youre a teacher and have papers to grade, complete these tasks after the children are in bed. If you work from home, make sure there is an end to your day. You need to close your home office door and leave work. Its all about being present, or mindful, in whatever role you are currently in. Finding the right way to manage your time and energy comes with practice. Youll figure out how much you can accomplish given your quadruple workload. Once you get better at certain tasks, theyll take you less time to finish. This is how you get more done

Friday, November 22, 2019

20% of Americans do not feel they can pay their credit card balances in full

20% of Americans do not feel they can pay their credit card balances in full20% of Americans do not feel they can pay their credit card balances in fullResearch has found that 12% of Americans say theyd prefer a new iPhone over a better credit score, but recently updated information fromCompareCards.com shows that 20% of Americans dont think they can pay their credit card balances in full this month.In terms of how the research was carried out, Qualtrics polled 1,049 Americans who have a nadir of one credit card each.How Americans feel about paying off their credit cardsHeres how people responded when asked how confident they are that they can pay off their whole monthly credit card balance for each card they have. Their responses were on a scale of 1 to 5 (5 being very confident, 1 being not at all confident)1 20%2 7%3 16%4 16%5 41%Matt Schulz, Chief Industry Analyst at CompareCards, wrote about the research in the write-upAs we continue with the Credit Card Confidence Index, well k eep watching to see if these trends change as interest rates continue to rise and Americans overall card debt continues to grow. Meanwhile, our advice for all credit card holders remains the same Pay your balance off as soon as possible. Life happens, so you may not be able to do it in full every single month, but thats definitely something to aspire. After all, its only going to get more expensive to hold that debt, and good economic times dont last forever, so theres no better time than today to knock down that debt, he wrote.Heres how men and women feel about paying off their credit cardsCheck how men and women weighed inSaid they were very confident in paying their credit card bills in full this month 47% men, 35% womenSaid they were not at all confident in paying their credit card bills in full this month 14% men, 26% womenSaid they had paid their card bills in full in each of the past six months 38% men, 28% womenSaid they had paid their card bills in full once or less in the past six months 20% men, 31% womenA monthly credit card payment breakdownRespondents were asked to recall the past six months where theyve put their credit card(s) to use, and then say how many months they paid their full balance off. They were also asked to keep in mind, if you have more than one card, only count months where you paid ALL card balances in full.Heres how people surveyed responded6 months 33%5 months 12%4 months 11%3 months 10%2 months 8%1 month 7%None 19%CompareCards.com reported that surprisingly, cardholders with household incomes between $75,000 and $99,999 were the most likely to say they never paid their card bill in full in the past six months, with 22% in that income bracket making that claim. Even 13% of those making $100,000 or more said they hadnt paid their credit card bill off in full once in the past six months.

Thursday, November 21, 2019

Summer Job Email Cover Letter Examples

Summer Job Email Cover Letter ExamplesSummer Job Email Cover Letter ExamplesIf youre a college student in search of a summer job, chances are good that youll be asked to apply online, either through an email or through an employers automated job application system. It isnt enough simply to send your resume, however. A well-written deckblatt letter should always accompany your email application, because this is the introduction that will allow your personality to shine and help you to rise above your competition. But how do you write a cover letter that will grab a hiring managers attention? In these two summer job email cover letter examples (one written by a student applying for a summer student assistant position, the other by a job applicant seeking a summer research assistant position), youll find a few common strategies being used. In your cover letter, you need to include The title of the job youre applying for and how you learned about itA brief description of the experience o r training that would make you a good candidate for the jobSpecific mention of the skills you possess that match with the qualifications requested in the employers job announcementA sincere thank you for your consideration, accompanied with a request for a personal interview. Summer Job Email Cover Letter Subject Line of Email katechese Student Assistant Position - Your Name To the Campus Office, I am very interested in the student assistant position at the Campus Office that you advertised on theXYZ job posting website. For the past twoyears, I have been employed as an assistant in the Math Department at XYZ, where I performed various office duties. In my current position, I report directly to the department head. My duties in the Math Department include such basic office tasks as working with Microsoft Word, researching and preparing PowerPoint presentations, preparing Excel spreadsheet programs for math professors, and assisting in the preparation of various department class presentations. I feel that I have a sound work ethic and have been employed in some capacity ever since my junior year in high school, when I worked in the mail room at a local newspaper. I am highly responsible, I pay close attention to details, and I understand the need for confidentiality. All of these attributes contribute to making me an ideal candidate for your student assistant position. I have attached my resume for your consideration and would appreciate the opportunity of an interview to present my qualifications in more detail. I look forward to hearing from you. Sincerely, Your NameAddressEmailPhone Summer Research Assistant Cover Letter Subject Line of Email MessageSummer Research Assistant - Your Name Dear Mr. or Ms. belastung Name, I am writing to you to express my deep interest in the research assistant summer position that was posted on Monster.com this past Monday. As you will see from my resume, I have laboratory experience in biology, chemistry, and geology, both in the field and in research settings. My lab work includes performing chemical reactions, and I am adept in using compound, dark-field, phase-contrast, and fluorescent microscopes to observe multiple and diverse specimens. My environmental field studies include conducting outdoor laboratory assessments of water chemistry, an area I am keenly interested in. Because I have both field and lab experience, I believe I would be an asset to your program. Additionally, this position would provide me with the ideal opportunity to expand my research skills. I hope to schedule an interview with you at a mutually convenient time. I look forward to speaking with you, and in the meantime, I have attached my resume. Thank you for your consideration. Sincerely, Your NameAddressEmailPhone How to Send an Email Cover Letter If youre sending your coverletter via email, list your name and the job title in the subject line of the email message. Include your contact information in your email sig nature, and dont list the employer contact information. Always start your email message with a proper salutation. How to Send an Email Cover LetterHow to Apply for Jobs via EmailSalutation Examples mora Cover Letter Samples Review sample cover letters for a variety of scenarios including a follow-up letter, inquiry letters, job/industry specific sample cover letters, cold contact, and referral letter samples.